Neo Secured Credit
Guaranteed approval¹
No hard credit check²
Get started with as little as $50 security funds
Complete your application in 5 minutes. by Neo Financial
Signup Bonus: $25 customer sign up bonus welcome offer fulfilled by Neo
Monthly Fee:$0
Interest Rate: 19.99% /
Annual Interest Rate:
Balance Transfer Intro:
Balance Transfer Regural:
Balance Transfer Into Fee:
Foreign Currency Conversion: 2.5%
Balance Transfer Fee:
Dishonoured Payment Fee:
Transaction Fee:
Gender: Any Gender
Minimum Income:
Minimum Household Income:
Minimum Credit Score:
Country: Canada
1% Everyday cashback³: Save money on essentials with cashback on gas and groceries, no matter where you pay for them.
Up to 5% Neo partner cashback⁴: Earn cashback on food delivery, streaming and rideshare, restaurants, bars and cafes, and retail partners.
$0 No Annual Fees⁵
The Neo Secured Credit card is free to use, and there are no hidden fees, so you can focus on building your credit history⁶.